The Top Guide To Kilimanjaro Travel Insurance & Its Measures
Written By
African Scenic Safaris
13/03/2023
Trekking
Last updated on June 8th, 2023 at 07:39 am
Kilimanjaro Travel Insurance is what will cover you in times of unexpected losses, theft, or unforeseen circumstances while Climbing Kilimanjaro It’s really important to have Kilimanjaro Travel Insurance before you start climbing. It covers all sorts of unforeseen events that you could face during your climb. But the concern is how to choose the right Kilimanjaro Travel Insurance that covers all aspects.
Don’t worry. Below we’ll analyze the different components of Kilimanjaro Insurance including types, providers, policies, etc. while also offering some suggestions along the way.
There are 4 primary types of Kilimanjaro Travel Insurance. They include medical evacuation, trip cancellation, and personal property insurance. All of them are available for those planning to Climb Kilimanjaro. They will cover different aspects like:
High-Altitude Sickness Medications and Evacuation
Trekking Accidents
Financial Protection
Stolen Property and Damage Coverage
The following comparison offers useful information about the different Kilimanjaro Insurance policies, including things like benefits and features.
TYPE OF INSURANCE
COVERAGE OPTIONS
BENEFITS
Medical Insurance
Emergency medical treatment and hospitalization expenses, transportation costs, and medical evacuations.
Peace of mind in case of unanticipated injury or illness.
Evacuation Insurance
Emergency evacuation from the mountain in case of illness, injury, or another emergency.
Ensures timely and safe evacuation in case of emergency.
Trip Cancellation Insurance
Reimbursement for pre-paid expenses such as flights, accommodations, and tour fees in case of trip cancellation.
Financial protection against unforeseen circumstances such as illness or injury.
Personal Property Insurance
Protection for loss, theft, or damage of personal belongings such as equipment, clothing, and gear.
Reimbursement for lost or damaged items.
What To Look For In A Kilimanjaro Travel Insurance Policy
You should consider some important features before choosing a Kilimanjaro Travel Insurance Policy. Ask yourself the following questions before selecting a policy:
Can the insurance pay your medical bills immediately while you are still in Tanzania, or will you have to wait until you return home?
Does your policy include rescue services like helicopter evacuation?
How much is deductible in case, in case you cancel your Kilimanjaro Trips and claim Kilimanjaro Insurance?
After figuring these out, you can go to the next step. I.e. Comparing the Travel Insurance For Climbing Kilimanjaro. The following comparison of different insurance providers will help you with this.
Name Of The Insurance Provider
Features
Benefits
Costs (Per Person, For A 7-Day Tour)
AIG
Comprehensive medical and evacuation coverage
24/7 travel assistance Coverage for pre-existing conditions
Optional adventure sports coverage
Worldwide network of medical providers, $1,000,000 in emergency medical and evacuation coverage, 100% coverage for pre-existing conditions
$150 – $300
World Nomads
Medical and evacuation coverage
Trip interruption and cancellation coverage.
No age limit, high coverage limits for medical and evacuation expenses, flexible policy options
$130 – $300
Travel Guard
Medical and evacuation coverage
Trip cancellation and interruption coverage
coverage for lost or stolen luggage and personal belongings
Access to a worldwide network of medical providers, no age limit, customizable policy options
$150 – $400
How To Buy Kilimanjaro Travel Insurance
Buying Kilimanjaro Insurance is a relatively easy task, but most people tend to get lost during the different stages. But, you don’t have to worry about this! Here are the major steps that you should follow to buy Kilimanjaro Insurance:
Research insurance providers and compare policies – This process will be fairly comfortable because we’ve provided all the information above. But, after that make sure to follow the below steps.
Acquire a Quote – Utilize the website of your preferred insurance provider or call their customer service to get a quote for the coverage you want. Then, provide the travel dates and any pre-existing medical conditions.
Purchase and Receive the Policy – This step you can do over the phone or online. You will be required to provide the travel and payment details. After completing the purchase, you’ll receive the policy documents over regular mail or e-mail.
A Piece of Advice – Review the policy sensibly and ensure that you understand the coverage, trip inclusions, exclusions, and limitations. Moreover, make it a point to carry a physical or digital copy of the policy with you during your Kilimanjaro Climbing adventure.
Tips For Choosing The Right Kilimanjaro Insurance
There are some essential things that you should keep in mind before choosing Insurance for Kilimanjaro.
Make sure that the insurance policy covers trekking 6,000 m above sea level.
Check the fine print! Because some policies function on a reimbursement basis, meaning that there’s a large cost if any emergency arises.
Certify that your Insurance for Climbing Kilimanjaro covers components such as loss of personal possessions, baggage delay, accidents, and injuries.
Picking an insurance policy that covers altitude sickness and AMS (Acute Mountain Sickness) in their coverage is highly recommended.
Some Useful Info – The insurance provider namedWorld Nomadsprovides an Adventure activities insurance policy upgrade that includes hiking up to 6,000 m above sea level.
Most of the Kilimanjaro Routes are completely hiking-based paths. So, if you want to engage in mountaineering with ropes (on the Western Breach of Kilimanjaro) you need to inform the insurance provider. This will also increase your premium and you’d need to add mountaineering to your coverage plan.
Take Your Pick Of The Kilimanjaro Travel Insurance – Better To Be On The Safe Side!
All in all, we want your Kilimanjaro Climb to be more exciting and adventurous. And, to make it successful, having the right policy and measures ofKilimanjaro Travel Insuranceis a must. The trails of Kilimanjaro routes don’t need technical expertise to climb, but it is way better to be on the safe side than regret your choices later on.
Even though no one likes to imagine things going wrong, nonetheless, unforeseen circumstances can unfold. So, to ensure a safe and satisfying summit up the mountain, follow the above information.
On top of your insurance coverage, we atAfrican Scenic Safaris also have a special insurance policy that covers incidents like thefts and accidents. If you have any more queries related to Kilimanjaro Insurance, you can contact our travel experts, who will solve your queries.
